Draft. This page is waiting for legal review and some company details are still being filled in. The way the service handles your data, described here, is accurate today.

Terms of Service

Version 1 November 2026

These terms are an agreement between you and [Registered company name] ("we", "us") for using Nipra Portfolio. By creating an account you agree to them and to our Privacy Policy.

1. Who can use it

You must be 18 or older and able to enter a binding contract under Indian law. One person, one account; you are responsible for everything done with yours, so keep your password safe and tell us if you think someone else has used it.

2. Your content

You own what you put on your portfolio. You give us a licence to store, copy, resize and display it, only to run the service and show your portfolio the way you choose (public, link-only or private). The licence ends when you delete the content or your account, except for copies in backups, which are overwritten on schedule.

You confirm you have the right to publish what you upload, and that it is truthful about you.

3. What you can't do

Pretend to be someone else, or a company, bank or government body.
Post phishing, scams, malware or links to them.
Post content that is illegal in India, infringes someone's rights, harasses people, or is sexually explicit.
Collect other users' data, or overload, probe or break the service.
Use automated means to create accounts, or resell the service.

We check published pages automatically and may hold one for review before it goes live. Anyone can report a portfolio from the link at its foot.

4. When we act

If content breaks these terms or the law, we may take it down, keep a version offline, or suspend the account. We will tell you why and how to fix it, unless the law or safety stops us. We act on valid orders from courts and government bodies as the Information Technology Act, 2000 and its rules require. You can appeal any decision through our Grievance Officer.

5. Plans and payments

The beta is free. When paid plans launch, prices will be shown in rupees including GST before you pay, and our Refund Policy applies. We will give you at least 30 days' notice of any price change for your plan.

6. Ending your account

You can delete your account any time from Settings → Account. It goes offline immediately and is erased after 14 days. We may close accounts that seriously or repeatedly break these terms.

7. The service

We work hard to keep Nipra Portfolio running and your data safe, but the service is provided "as is". We may change or remove features; if we shut the service down we will give you at least 30 days' notice so you can download your data.

8. Liability

To the extent the law allows, we aren't liable for indirect or consequential losses, such as lost opportunities, and our total liability to you is limited to what you paid us in the 12 months before the claim, or ₹1,000 if more. Nothing here limits rights you have under the Consumer Protection Act, 2019 that can't be limited.

9. Changes to these terms

If we change these terms in a way that matters, we will ask you to accept the new version the next time you sign in. The version date is at the top of this page.

10. Law and disputes

These terms are governed by the laws of India. Please contact us first; most things can be sorted out by email. Courts in [City] have jurisdiction over any dispute.

11. Contact

[Registered company name], [Registered office address, India]. [support@yourdomain]